DEEESHA: All Loans in one app

Features DEEESHA: All Loans in one app

Indias Instant Loan Referral Chain App for Associates & Customers - for Personal Loan, Business Loan, Home Loan, Loan Against property, Education Loan, Gold Loan(A) Who are we?
DEEESHA (www.deeesha.com) is a Digital Loan Referral Chain App offering SAME-DAY payouts (income) before 12 mid-night!
to our Associates who bring Associates / Customers to us - with 1% to 2.25% payout on Unsecured Loan & 0.2% to 0.7% payout on Secured Loan disbursals.
Refer associates & customers and track the status of all your loan disbursements live on our app!DEEESHA is a free app that helps associates refer loan customers, track their referrals, monitor their payouts, etc.We have approx.
25,000 Associates working with us PAN INDIA.
(B) What loan products / services do we offer?· Unsecured Personal Loan· Unsecured / Secured Business Loan· Home Loan & Loan Against Property· CC / OD · Balance Transfer· Education Loan· Gold Loan, etc.(C) Who are our lending partners and in which city?We are partner to Banks & NBFCs in 1300+ cities / towns in India to facilitate lending e.g.
Upsurge Investment and Finance Limited(D) What are our Key features?* Instant Loan: Apply for a personal, business, Home, LAP, education loan digitally & meet your funding requirement in no time.* Your data is safe: Your personal details will be safe with highest levels of data security protocols.• Expert assistance for free till disbursal• For existing borrowers, wide choice to transfer your home/business/personal loan(E) Product Features for Personal Loan:1.
Get loans ranging from INR 5,000 to INR 20,00,0002.
100% online loan application process - Only few documents to be uploaded on the application3.
Disbursal within 1-7 days4.
Minimum APR (Annual Percentage Rate) is 10.99% and the Maximum APR is 30%5.
Minimum Tenure is 6 months and Maximum Tenure is 5 years6.
Processing Fee is 2% - 4%7.
Get a higher loan on successful repayment*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.ExampleLoan Amount: ₹20,000Tenure:180 days (6 months)Interest Charged: ₹ 1,426 (24% per annum)Processing Fee: ₹236 (1% of Loan Amount - ₹200 + GST @18% - ₹36)Amount Disbursed: ₹19,764EMI Amount: ₹ 3,571Loan amount is ₹ 20,000.
Disbursed amount is ₹ 19,764.
Total loan repayment amount is ₹ 21,426.(F) Product Features for Business Loan:1.
Get Loans ranging from ₹ 1,00,000 to ₹ 10,00,000.2.
100% online loan application process- only few documents to be uploaded on the application3.
Disbursal within 1-7 days4.
Minimum APR (Annual Percentage Rate) is 11% and the Maximum APR (Annual Percentage Rate) is 25%5.
Tenure ranges from 6 to 60 months6.
Get a higher loan on successful repaymentInterest CalculationIf you avail a loan of ₹ 3,00,000 for a tenure of 12 months at 18% p.a.
interest rate, the loan EMI will be ₹ 27504 and the total interest paid would be ₹ 30048(G) Prominent Disclosures:- All loans are provided via RBI registered Banks & NBFC with whom we have official agreements- We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy.- We provide full disclosure about our usage of any customer data and permissions at various points in our app (terms here https://deeesha.com/terms_condition.php and privacy policy here https://deeesha.com/privacy.php )(H) Contact Us:Helpdesk: - +91-90826 58097E-mail: [email protected] check out:Webpage: www.deeesha.com Terms & Conditions: https://deeesha.com/terms_condition.php Privacy: https://deeesha.com/privacy.php